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FDIC problem bank list : ウィキペディア英語版
FDIC problem bank list
In American finance, the FDIC problem bank list is a confidential list created and maintained by the Federal Deposit Insurance Corporation which lists banks that are in jeopardy of failing.〔(【引用サイトリンク】title=FDIC: Quarterly Banking Profile )〕 The list is closely monitored, and if problems continue with a listed bank, the FDIC takes control of the bank; it may then sell the problem bank to a stronger one, or liquidate the bank and pay off the depositors.
The 2008 fourth quarter report issued by the FDIC on April 22, 2009 indicated that there were 252 financial institutions included on the problem bank list.
==Getting on the list==
To get onto the FDIC problem bank list, a bank must receive a CAMELS rating by bank examiners of “4” or “5.” The CAMEL rates each element of Capital, Assets, Management, Earnings, and Liquidity from “1” to “5,” with “1” being the best and “5” being the worst. A composite rating is then assigned, and banks in the two lowest categories are placed on the FDIC’s problem bank list.〔http://www.fdic.gov/bank/historical/managing/Chron/guide.html#back_i〕

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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